3.56% AER*
Junior Cash ISA

Your child's first financial steps begin here. Start creating a financial head start for their future from day one with our 3.56% AER* Junior Cash ISA. Get started and fund it with a minimum of £1.

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When you invest, your capital is at risk.


*Interest rates are subject to change; Junior ISA Terms and Conditions apply. AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and compounded once a month. ISA and tax rules apply.

Why invest with CMC Markets?

*Based on over 2 million unique user logins across CMC's trading and investing platforms, including partners, as at November 2025.

What is a Junior Cash ISA?

A Junior Cash ISA is a savings account for children that lets you earn interest on their savings tax-free. That means no UK income tax is payable on the interest earned within the ISA.

The account allows parents or guardians to deposit up to £9,000 per tax year across all Junior ISAs on behalf of the child. Withdrawals are not permitted until the child turns 18, at which point the Junior Cash ISA automatically converts into an adult ISA. The savings remain in the child’s name throughout, helping build a financial foundation for their future.

Tax treatment depends on individual circumstances and may change in the future.

Straightforward price plans

Choose from one of our plans that suits what you need. No hidden fees, no nasty surprises, just straightforward and transparent pricing. FX fees and UK government charges may apply.

When you invest, your capital is at risk.
For the full list of platform benefits, compare our price plans.

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