Lloyds Banking Group is a British retail and commercial financial services provider, with locations across the UK. Its origins can be traced back to 1765 and the founding of Taylors & Lloyds by John Taylor, Sampson Lloyd, and their two sons in Birmingham. The original bank became a prominent financier for trade and industry in Birmingham. In 1852, the bank changed its name to Lloyds & Company after John Taylor’s son James died. Then, in 1865, it shed its private bank heritage to become a joint-stock company with a board of directors, resulting in another name change to Lloyds Banking Company Limited. Over the course of the next hundred years, and through multiple acquisitions, mergers and demergers, the company has become one of the UK’s leading high-street banks, with 738 branches across the UK. Its headquarters are located at 25 Gresham Street in the City of London, with its registered office on The Mound in Edinburgh.